Rob Kivett

New Year’s Eve has always been a time for looking back to the past, and more importantly, forward to the coming year. It’s a time to reflect on the changes we want…

I’ve listed 39 simple ways to save money during the Christmas holidays below, you may have tried some of them already but hopefully there will be a few more ideas you can…

All of us know that water is good for the body. But not many know what happens to the body if it does not receive its daily need of water. Here are…

iccolo Machiavelli wrote: “He who has not first laid his foundations may be able with great ability to lay them afterwards, but they will be laid with trouble to the architect and…

10 steps to making a financial budget Learn how to budget by following these 10 steps on how to bring your spending under control. 1. Budgets are a necessary evil. They’re the…