ray1

So What About; – The Cost of Living In A Paid-Off House! About a year or so ago, the mortgage was paid. The issue of whether you should pay off the mortgage or…

Here in the UK, Education is going through yet another change!……… Change is Good, don’t get me wrong, and on the face of it, it would appear that the intention is to…

  “When we remove obstructions in our path, our light can more easily come forth!”… There are times when we may not feel at our best and brightest. At those times we…